Purchasing a home is always a very important and significant moment in the lives of families. If you are thinking about a new mortgage loan to purchase a property, build or even renegotiate a loan you have already taken out, you have come to the right place!
We have a service at your disposal with the main objective of looking after your interests, saving you time and money!
Main advantages of using a Credit Intermediary:
- Saving time and money
The credit intermediary´s negotiation experience and knowledge in the area will, from the outset, help customers save on credit throughout their lives. Customers will no longer need to travel to several institutions, saving time and money. Credit intermediaries handle the entire process and provide their clients with the best conditions through an email, phone call or meeting.
- Lower fees
Due to their experience and privileged relationships with banking institutions, credit intermediaries are able to negotiate better conditions for their clients, that is, they are able to achieve lower interest rates than the rates that clients normally obtain when negotiating directly with banks. banking entities.
- 100% free
If you were wondering how much you would spend on a credit intermediary, we have excellent news for you, as it will cost you absolutely nothing! The service provided by the linked credit intermediary has no cost to customers.
- Permanent and personalized monitoring
You can count on an experienced professional who will help you in all stages of the credit process, from presenting ideal solutions to your needs to writing/signing the contract.
- Fast and simple
Their years of experience and training allow them to help customers quickly and without complications, taking care of all the bureaucracy along the way.
- Transparency
Credit intermediaries are trained, authorized and supervised by Banco de Portugal, which is essential to provide customers with confidence and security.
Documents required for credit analysis:
- Identification Document (Citizen Card or Identity Card or Permanent Residence Permit or Passport);
- Proof of Income (3 last payslips);
- IRS declaration and settlement note from the last year;
- Bank statements (last 3 months);
- Map of Banco de Portugal’s responsibilities.
Credit intermediary registered with Banco de Portugal under number 0006252.